In Paris, “United Against Islamophobia.”An 8-year-old boy in Nice, a small city on France’s Mediterranean coast near Italy, was hauled out of school to the police station. The boy’s father was called, television crews were summoned and headlines blared about the boy allegedly not respecting the minute of silence for Charlie Hebdo victims. An atmosphere of frenzied overreaction was created. (TV2, Jan. 28)A report from Agence France Presse of a 9-year-old boy being charged with “supporting terrorism” in Aisne, a small city northeast of Paris, is yet another sign of this government- and media-manufactured frenzy that especially targets Muslims. (Jan. 30)Another example is the high school philosophy teacher in Poitiers in western France who has been suspended for four months while he’s being investigated for charges of “defending terrorism.” These charges carry a penalty of five years in jail and a 10,000 euro fine. Despite the atmosphere of reaction, colleagues have filed notice of a one-day strike Feb. 5 in his support. (Libération, Jan. 30)Najat Vallaud-Belkacem, the newly appointed minister of education, claimed the 8-year-old Nice boy’s father had been “charged with promoting terrorism.” But Radio Beur FM, a French chain directed by and to the North African community in France, called that “the sad reflection of a state lie draped in virtue.” (Oumma.com, Jan. 30)According to his lawyer, the boy, named Ahmed, had been playing in a sandbox when the school’s principal slapped him on the back of his head and said, “Stop digging. You won’t find a machine gun to kill us all.” Although Ahmed is diabetic, he was deprived of his insulin. He was taken to the police station, and then his father was notified. (Libération, Jan. 28)A report claims the French ministry of education is investigating 200 reported cases of “supporting terrorism” throughout France. (AFP, Jan. 14)These cases suggest widespread resistance to the current campaign of promoting French imperialism and an anti-Islam frenzy under the guise of advancing “the republican values of the French state.”Given all the heavy state artillery directed against an 8-year-old who dared to say, “Je ne suis pas Charlie” (“I am not Charlie”), it was interesting to look at French reviews of “The Interview,” the U.S. film about a CIA plot to assassinate Kim Jung Un, leader of the Democratic People’s Republic of Korea. In the reviews by Le Figaro and Le Point, there wasn’t a word about this crude film extolling terrorism.For the French and other imperialists, “terrorism” only flows out of the resistance of the oppressed.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Credit Access Credit Availability Credit Scoring Income Verification Loan Denial Rate loans mortgage Urban Institute 2018-08-22 Krista Franks Brock Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Recent data from the Home Mortgage Disclosure Act illustrates progress in the mortgage market. Loan denial rates are decreasing; loan originations are increasing, and the rate of mortgages made to minorities is rebounding, according to an analysis of the HDMA data conducted by the Urban Institute’s Housing and Housing Finance Policy Center.However, “Our recent analysis of HMDA data shows that while the housing market has rebounded from the crisis in many respects, minority and low-income households lag significantly behind in the recovery,” said Bhargavi Ganesh, a researcher at the Urban Institute. ALoan denial rates overall are declining, falling from 41 percent in 2013 to 32 percent in 2017, according to the Urban Institute’s analysis, which narrowed the view of denial rates to that among lower-credit profile borrowers. The Urban Institute argues that a broader view of denial rates ignores the fact that there are fewer lower-credit profile applicants in today’s marketplace. Denial rates are higher among minority applicants, and they are “significantly higher” among applications for loans under $70,000, according to the Urban Institute. Denial rates for loans under $70,000 are 52 percent, in contrast to a 29 percent denial rate for loans over $150,000, according to the institute’s analysis. At the same time that overall denial rates are down, mortgage credit availability experienced an uptick. In fact, the Urban Institute’s Housing Credit Availability Index has risen for three consecutive quarters and is now at its highest level since 2013. The institute has noted before and noted again that “significant space remains to safely expand the credit box. If the current default risk were doubled across all channels, risk would still be well within the pre-crisis standard of 12.5 percent from 2001 to 2003.” Most of the easing in credit has come from the GSEs and government channels, with a little help from nonbank lenders as well, according to the Urban Institute. While the overall news for the market is good, the recovery is uneven, Ganesh said. Black and Hispanic households now account for 19.2 percent of the purchase loan origination market, which matches the level recorded between 2001 and 2003, a “period of reasonable lending standards,” according to the Urban Institute. However, many large “high-growth” cities maintain a large gap between white, black, and Hispanic homeownership. For example, the Urban Institute recently reported that in Detroit, where the population is 84 percent black, the percentage of purchase originations was just 8 percent in 2016. This is down from 21 percent in 2006. While this is one of the more extreme examples, other cities are experiencing a similar trend. With low-income and minority borrowers not experiencing the same recovery as other buyers, the Urban Institute suggests policymakers look at ways to expand lower-dollar mortgage loans and review “alternative forms of credit scoring and income verification.” Print This Post in Daily Dose, Featured, Loss Mitigation, News About Author: Krista Franks Brock Servicers Navigate the Post-Pandemic World 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago August 22, 2018 3,760 Views Loan Denial Rates and Credit Scores Subscribe Previous: The Industry Pulse: Updates on a360inc, Xome, and More Next: What’s Causing an Uptick in Foreclosure Starts? Tagged with: Credit Access Credit Availability Credit Scoring Income Verification Loan Denial Rate loans mortgage Urban Institute Sign up for DS News Daily Home / Daily Dose / Loan Denial Rates and Credit Scores Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
Harvard University’s 22nd annual Arts First festival, showcasing student and faculty creativity, will take place Thu.-Sun., May 1-4. Sponsored by Harvard’s Board of Overseers and produced by the Office for the Arts at Harvard with partners across the University, this year’s festival will feature more than 200 music, theater, dance, film, visual arts and multidisciplinary events at indoor and outdoor venues. All events are open to the public, most free of charge.The festival’s signature performance fair will take place on Sat., May 3, from 1 pm to 5 pm, featuring more than 100 free public performances and presentations at a dozen venues in and around Harvard Yard, including the Plaza located between the Science Center and the north side of Harvard Yard. Kicking off the fair from 11 a.m. to 1 p.m. will be performances on the Plaza by the Harvard Jazz Bands and the Harvard Radcliffe Orchestra, the latter performing Stravinsky’s “The Rite of Spring” conducted by Maestro Federico Cortese. Read Full Story
Italian oilfield contractor Saipem has signed new offshore E&C contracts in Azerbaijan, the North Sea and Congo. The overall value of the contracts is approximately $400 million. One of Saipem’s vessels; Source: Wikimedia; Author: Kees Torn – under the CC BY-SA 2.0 licenseIn Azerbaijan, Total has awarded a SURF contract to the consortium between Saipem’s subsidiary, Saipem Contracting Netherlands BV, Boshelf LLC and STAR GULF FZCO, for the development of the Absheron field operated by JOCAP, a JV between Total E&P Absheron (50%) and SOCAR Absheron (50%), from 10 mt to 500 mt of water depth, located under the Caspian Sea.Saipem said on Monday that the scope of work includes engineering, procurement, fabrication and offshore installation, assistance to commissioning and to performance testing of a 12” single production flowline and its Flowline End Termination structure (FLET), and of a main umbilical, both being approximately 34 km in length.Saipem was also assigned by Humberside Gathering System Limited, on behalf of the Tolmount Development Partners (Premier Oil and Dana Petroleum) a contract for pipeline engineering, procurement, construction and installation (EPCI) works in relation to the development of the Tolmount Main gas field, located in the Southern North Sea.Finally, Saipem, through its subsidiary Boscongo SA, has been awarded a modification, maintenance and operations (MMO) contract by Eni Congo SA for the provision of maintenance services, modifications and improvements on all Eni Congo offshore sites in Congo over a 36-month period. The scope of work includes on-site maintenance activities, such as troubleshooting, planned and unplanned maintenance as well as the supply of spare parts, materials and workshop activities at Boscongo yard (Pointe Noire).Stefano Porcari, Chief Operating Officer of Saipem’s E&C Offshore Division, commented: “These new offshore contracts confirm Saipem’s success in achieving its strategy aimed at consolidating its leadership in traditional markets, such as SURF, Conventional and Pipelines, as well as at diversifying its business in Non-Oil Capex segments, such the Modifications Maintenance Operations market.”He added: “The SURF contract, in particular, confirms the importance of Azerbaijan, where we have been working with continuity for several years, bringing our expertise to create an enduring and fruitful relationship in the country as well as contributing and consolidating our local content endeavor.”
Alonso, 24, hit three home runs against the Marlins to up his 2019 total to 37. “We’ve got a really awesome chance to do something really special and make a … run towards the end,” Alonso said. “We’re just going to keep playing ball and see what happens.”The Mets will host the Nationals for three games this weekend before traveling to Atlanta for a three-game set. They trail the Braves by 8 1/2 games in the division while Washington is leading the wild-card race.”The things that we’ve been through are going to allow us to be a better team than we otherwise would have been down this stretch,” Mets manager Mickey Callaway told reporters after the win over Miami. “We’re trying to accomplish something as a team, together, that can be very special. And then the things that we’ve gone through, some rough patches, have only brought us closer together. Joe Panik signs with surging Mets after Giants release MLB trade deadline: Brodie Van Wagenen explains Mets’ decision to keep Zack Wheeler, acquire Marcus Stroman Robinson Cano injury update: Mets put second baseman on IL with torn hamstring “It’s been awesome,” Alonso told reporters Wednesday. “I think we have a chance to really do something great. We’ve got some really tough games ahead of us, but let’s say, we keep this up, and win all six or win five out of six, that’s going to put us not just in wild card talks, (but will give us a) chance to win the division.””We got a really awesome chance to do something really special”Pete Alonso says if the team keeps rolling, anything is possible 🐻❄️ pic.twitter.com/82J4giXpM1— SNY (@SNYtv) August 7, 2019New York was 11 games under .500 in mid-July but is just one game out of the second National League wild-card spot after completing a sweep of the Marlins with a 7-2 victory Wednesday at Citi Field. Related News Pete Alonso has big goals for the Mets.New York has worked its way back into playoff contention with wins in 13 of its last 14 games and Alonso believes the team should be aiming for something more than a wild-card spot. “There is a silver lining to our struggles. But, we’ve got to perform. You can be the closest-knit group you want, and you still have to perform. That’s what we’ve been doing lately.””The things that we’ve been through… allow us to be a better team”Mickey Callaway thinks this team can “accomplish something special” pic.twitter.com/h2piMs6Jq7— SNY (@SNYtv) August 7, 2019New York will send newly acquired Marcus Stroman to the mound for the series opener Friday against the Nationals, who will counter with Stephen Strasburg.
Kenyan double Olympic champion and three-time world champion Ezekiel Kemboi (2nd L) competes in the 3000m steeplechase in Eldoret on July 1, 2016, during the trials for Rio Olympic Games. / AFP PHOTO / SIMON MAINANairobi, Kenya | AFP |Kenya’s former world 5000m and 10000m champion Vivian Cheruiyot will attempt another Olympic double at Rio in her final fling before retiring from the track.The 32-year old won both her specialities at the Kenyan Olympic trials in Eldoret, and said she was keen to make up for her failure to win in London four years.“My form is slowly picking up very well and I am feeling better than last year,” Cheruiyot told AFP.“I am seeing something which is going to be good in my life because I am going to both the 5000m/10000m in Rio.”Cheruiyot won a 5000m silver and a 10000m bronze in 2012, and she will once again have to contend with the challenge of the returning Ethiopian three-time Olympic 10000m champion, Tirunesh Dibaba and her newcomer compatriot, Almaz Ayana in Rio. But the Kenyan said she will not be thinking about the Ethiopians when she lines for the 10000m on August 12 and the 5000m a week later.“I am not going to Rio because of Tirunesh Dibaba or Ayana. I am going there as Vivian and a proud Kenyan to run for my country.”Cheruiyot, who plans to move to the marathon after her track retirement will not be the only Kenyan to attempt a double at the Rio games.The 800m world indoor bronze medallist Margaret Nyairera Wambui is expected contest both the 400m and 800m after she was selected for both events.The Kenya team will hold a five-week high altitude residential training at the Kip Keino training centre in Eldoret before their departure for Rio de janeiro.Share on: WhatsApp
This plan now, “probably would be beneficial for the town,” Rast said. But he continues to support the idea of constructing a garage with a commercial component, built by a private developer, which he had proposed nearly two decades ago, while on the borough council and before his term as mayor. The mayor and council at the time didn’t move for ward with the idea.This article was first published in the May 25-June 1, 2017 print edition of The Two River Times. Businesses, she said, haven’t expressed their preference for this idea so far, but “it could help,” she suspected.“It’s good parking’s a problem,” observed Frederick Rast. “It means we’re getting busier.”Rast is the immediate past mayor and a commercial property owner, with holdings on First Avenue. He recalled previous discussions over the years about making First Avenue one-way, which the business community opposed at the time; the concern was it would reduce business visibility by motorists, Rast remembered. Rast also remembered decades ago when there was angled parking on a two-way First Avenue “and we had a lot of accidents.” Hennessey, which currently allows parking on only one side of the street, would have angled parking on one side for that stretch of roadway, according to Fisher’s proposal, Le Grice said.Fisher was not immediately available to discuss his plan this week, but Le Grice said reconfiguring the roadways and angling parking would result in an additional 88 spaces.Fisher would also like to see calming speed humps across First Avenue, for greater control over speeding motorists in the commercial area, Le Grice said.Le Grice said Fisher is not a traffic engineer and conducted this study out of civic responsibility. The mayor explained Fisher has been concerned about the parking over flow creeping into residential neighborhoods adjacent to the commercial district. Commuters shut out of Seastreak’s available parking and patrons of the local restaurants, theaters and other businesses have taken to using on-street spaces in front of people’s homes, according to the mayor. However, “This would alleviate some of the congestion,” and while not completely eliminating the parking shortfall, “It would go a long way,” to addressing it, Le Grice maintained.Parking is increasingly becoming a commodity in the community as new businesses and other development projects – such as two new mixed-use residential and commercial projects currently under way – are attracted to the community, she noted. At this point “It was just a discussion and presentation,” Le Grice stressed, without any formal study or analysis. Given First Avenue is a county road, she also noted, it would require approval from the county engineer and possibly Planning Board before the borough could undertake any change. Residents who live in the commercial district, within a short walking distance from the municipal parking area on Railroad Avenue, can purchase annual overnight parking permits for that lot for $35. But Le Grice said with the new developments going up that will soon strain the lot’s capacity.For the long term, officials would be advised to think about a multilevel parking garage on the municipal-owned Railroad Avenue property, Le Grice said. Atlantic Highlands officials are considering reconfiguring the traffic flow on First Avenue in the commercial district, to relieve traffic congestion and add parking spaces.By John Burton |ATLANTIC HIGHLANDS – A plan to reconfigure traffic on a portion of the borough’s main thoroughfare in the commercial district to offer some relief from the increased traffic and the ever-worsening parking shortfall, has the mayor giving it some real thought.At the May 10 Borough Council workshop meeting, local officials heard from Third Avenue resident Mark Fisher, who detailed a plan in a PowerPoint presentation to change a portion of First Avenue into a one-way street.Complementing that proposal is another one, in which Fisher recommends that stretch of roadway, with the extra room allotted by one-way traffic, have 60-degree, angled-in parking.“It’s an easy solution in my eyes,” Mayor Rhonda “Randi” Le Grice said last week, for a long-simmering problem that only appears to be getting worse. “It’s just a matter of changing the signs and stripes and measuring it out. That’s pretty simple.”The proposal would have traffic travel in sort of a loop; on First Avenue one-way for the two-block distance from Mount Avenue to Bay Avenue, with traffic limited to moving east toward the borough municipal harbor, which is in proximity of the 2 Simon Lake Drive launching area for Seastreak commuter ferry service.Cross streets would remain two-way; on Hennessy Boulevard, which is immediately north of First Avenue and runs parallel to First, traffic would be one-way traveling west, from Bay Avenue to Highland Avenue. “It needs to be looked at, it really does,” she said.But it wouldn’t be cheap if the borough considers this future alternative, with Le Grice estimating a garage would average about $15,000 per space to construct.Le Grice is seeking input from the community, residents and businesses, as the borough council considers Fisher’s ideas.Cindy Fligor is president of the borough’s Chamber of Commerce and owns and operates Salon at 68, a First Avenue hair salon, as well as being married to Borough Councilman Louis Fligor.
HOUSTON – Before anyone even asked a question, Warriors forward Draymond Green discussed the elephant in the room with the conviction and passion that matches his play.In his first public comments since Green and Kevin Durant had a verbal altercation at the end of regulation of Monday’s eventual loss to the Los Angeles Clippers, Green shared that he “spoke” with Durant and that “we’re … https://youtu.be/TEWwSriy3qQCLICK HERE if you are having a problem viewing the photos on a mobile device
Ocean Shield has reacquired what is believed to be the black box pingers from Malaysia Airlines flight MH370 which went missing on March 8.Joint Agency Co-Ordination Centre chief Air Chief Marshal Angus Houston announced that the Ocean Shield re-acquired the signals yesterday afternoon and held it for 5 minutes 32 seconds and again last night and held it for 7 minutes.The Ocean Shield has acquired the signal four times since Saturday.However Air Chief Marshal Houston said that while this was a “great lead” the search team needed to sight wreckage for absolute confirmation.The next stage is to triangulate the fixes and then launch the Bluefin 21 autonomous underwater vehicle to scan the bottom which is 4500m deep.“Hopefully in a matter of days we may be able to find wreckage on the bottom” said Air Chief Marshall Houston.He said that they have no idea how far the debris may have travelled but the search area for debris is now “a more manageable 75000 square kms.”The search for MH370 has intensified underwater and in the air yesterday.An Australian P3 Orion is deploying in the search area listening devices that have a hydrophone that is tethered on 300m of cable and sends any signals back to the plane.The towed pinger locator deployed by Ocean Shield is operated by a team from its maker Phoenix International.General manager Jim Gibson said the team was cautiously optimistic about the pings picked up.However, it was revealed the frequency detected was 33kHz, which is below the 37.5kHz the pingers are designed to emit.This shift could be attributed to the ocean depth of 4500m, a failing battery or damage to the unit and is within the range of past experience with the beacons.Ocean Shield also deployed runabouts with navy divers to investigate debris in the search area.Adding to evidence the search is in the right area, Inmarsat told London’s Daily Telegraph that the signals Ocean Shield recorded were in the area where the Boeing 777 made its final electronic contact with a satellite at 8.19am on March 8.AirlineRatings has learnt that a number of countries tracked MH370 across South-East Asia.Sources in Singapore confirmed the plane flew around Indonesia, possibly to try to avoid military radar but was picked up by radar in several countries.Sources suggest military intelligence had helped refine the flight plan calculations of the multinational search team.On Monday Australia’s Defence Minister David Johnston said the multinational team was “flat out trying to enhance the leads and to deliver up something more tangible”.Commenting on relationships between the multinational team, Senator Johnston said the co-operation was “absolutely first- class”.“This is a herculean task, ” he said.“We have at least several days of intense action ahead of us.“We are throwing everything at this.”